Dan The Mortgage Man – 1% Loans & NegAm
Mortgage Expert Dan ‘the mortgageman’ Foster explains the risks of Negative Amoritization Loans and why the 1% Interest Rate offers that fill your mailbox are not what they seem – BUYER BEWARE – Originally broadcast live on Good Day Sacramento
Duration : 0:6:22
Commercial Mortgage Foreclosure
http://commercialmortgageforeclosure.com Commercial Mortgage Foreclosure. Commercial Foreclosures Goldrush Bonus brought to you by the Nation’s Leading Experts on Commercial Real Estate Investing DC Fawcett and Karen Hanover. Get FREE Access Now as They Pull Back the Curtain on A Proven NO MONEY DOWN Strategy Used by Insiders Around the World.
Duration : 0:1:15
Can I Still Buy with Zero Down Payment?
http://LeahCoss.ca
Hi everyone. How are you? It’s Leah Coss with the mortgage center and I still get asked, “Is there such thing as zero down when I want to buy a home?” Quick answer is no. Its government mandate you must put a minimal of 5% down unless it’s a rental property in which case you need to put 20% down. And then there is internal policies that if you are going to use a stated income program where you’re self employed, you must put 10% down.
OK. Those are cut and dry rules, there’s not real way around that. The only time that we can say its like zero down is with these cash back options. And there are few of the banks offering cash back. Now how does that work?
Well basically what they’re going to do is they’re going to give you 3% or 5% back of the price which is basically through allowing you to use that cash back as a down payment. Now of course, they’re not just going to give you money otherwise everyone would take this program regardless of whether they needed the 5% down or not.
What they do to compensate for that money that they are giving to you up front is they charge you a higher rate. Then this is where you really need to have your broker go through the numbers with you, because it’s not always a great situation. In some cases it will be like now can you just eat Kraft dinner for the next few months and save up these extra few thousand dollars to do the full 5% yourself.
Because unless there’s a promotion, which sometimes they are, they’re great promotions where there’s a lower percentage point for like 3% cash back. Then I wouldn’t recommend doing it because the amount that they’re charging you is so substantially higher, you just end up getting screwed for the rest of the term of the mortgage. So make sure that you go through all the numbers.
The quick answer to the question is no there’s is no such thing as zero down, but the banks will give you the 5% if you want as a cash back that you can use as the down payment, which they will accept.
It’s obviously difficult to qualify for that because they still want to make sure that you are capable of saving money and paying the loan back. But it is an option.
So if you have questions about that feel welcome to give me a call. Otherwise, I guess I will be talking to you soon.
http://LeahCoss.ca
Duration : 0:2:33
FHA Mortgage San Antonio Texas FHA Loan Information
FHA Mortgage Loan Information fot San Antonio Texas and beyond. If you are seeking FHA Loan Info for Texas, you’ve come to the right place. 6 Common FHA Loan Questions. http://www.TexasFHALoanInfo.com
Duration : 0:4:3
MORTGAGE LOANS WITH NO DOWN PAYMENT
http://tinyurl.com/62nwzf
MORTGAGE LOANS WITH NO DOWN PAYMENT can still be found if you know where to get the LOAN. Find out where you can get a MORTGAGE LOAN WITH BAD CREDIT, NO MORTGAGE INSURANCE, AND NO CLOSING COST right now at http://tinyurl.com/62nwzf
Duration : 0:2:47
Episode 12: Zero Down Mortgages
Visit http://MortgageStuff.tv to comment on this video. Zero down mortgages are still alive and well in Canada in the form of a cashback incentive. 95% + 5% still equals 100% in our books. Watch this short video for more detail. Comment below with any questions or concerns.
Duration : 0:2:16
How Do Canadians Get A Mortgage In Florida and other States
http://www.theexpertsinrealestate.com
Mortgage Broker and Realtor gives info on How Canadians can qualify for mortgages in Florida and other States, like Arizona.
Agent is Canadian living in Florida.
Duration : 0:5:8
Paying Down Mortgage vs Investing Your Money
You’ve got a little extra cash coming in…do you invest it, or would it be smarter to pay extra on your mortgage? Let’s find out: simple answers to complex questions: that’s coming up on Money Talks.
Duration : 0:1:29
Upside Down Mortgage Home Loan Negative Equity
http://www.FreeMarylandMortgageInfo.com – Do you have an upside down mortgage loan ? Do you have an upside down home loan or negative home equity ? If so, watch this video to learn how we may be able to help.
Duration : 0:4:21
Save Money With A San Diego Hotel Room Deal
San Diego is a great place to visit almost any time of year. The warm weather, beaches and many attractions make San Diego a wonderful place to explore. The best time to visit is any season other than Spring, since Spring in San Diego tends to be more overcast than most parts of the country. Great places to visit in San Diego include the world famous San Diego Zoo, Balboa Park, Sea World and of course Mission Bay. Especially in Summer, Mission Bay offers all kinds of water activities including jet skiing, sailing, kayaking and swimming. Mission Bay is also close to downtown and to Pacific beach, both of which offer many nightlife opportunities.
San Diego is also a very entrepreneurial city with many technology companies, especially in biotech and wireless technologies. It is also a great place to network for internet entrepreneurs since there are many internet and software specialists who live and work here, and it is a favorite conference destination.
If you come to San Diego you will of course also need a place to stay. There are many great hotels to choose from, and the best way to find a cheap hotel deal in San Diego is to find it online. Use this link to search for hotels with the lowest rates for all classes of San Diego hotels.
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