If you’re in Mortgage Trouble – Get Loan Modification Help!
Posted by admin | Under Uncategorized, bad credit mortgage, down payment assistance, low mortgage rate, no money down mortgage, zero down mortgage Saturday Oct 24, 2009Consolidate Federal and Private Student Loans Student Loan Bad Credit Loans Mortgage Loans
Posted by admin | Under bad credit mortgage Wednesday Mar 10, 2010
Some OF The Loans We Offer
PERSONAL LOANS Unsecured Personal Loan – Supreme Advances can help make your dreams a reality with an unsecured personal loan. Whether your plans include a vacation, a major purchase, school or consolidating your bills into one, simple monthly payment – we can tailor a unsecured personal loan to fit you and your budget! Applying is quick and easy and you can usually expect to have an answer in 24 hours or less. (Home ownership NOT required) Secured Personal Loan – Supreme Advances has been serving the needs of people just like you for over 7 years. Working together, we can help you pay off your credit cards, take care of unexpected expenses, pay tuition, buy furniture or take a well-deserved vacation with a secured personal loan. Your secured personal loan application will receive our immediate attention and a quick response! (Home ownership NOT required) Personal Line of Credit – Lines of credit are normally secured with real property, a line of credit gives you convenient access to a pre-established credit limit – when you need it most! Once approved, you can access this revolving line of credit simply by writing a check for up to your pre-approved, available credit limit. As you make payments to reduce outstanding balance, the amount again becomes available to borrow. (Home ownership NOT required) Signature Loans – We know in today’s world, credit is a necessity! You may be planning to make a major purchase, but might not want to obtain a secured loan or use your credit card. What you’d really like is the convenience of a non-revolving, signature loan.(Home ownership NOT required) to learn more about this life changing offer please visit our website at PrivateFastLoans.com
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Can I get a mortgage with bad credit with the following circumstances.?
Posted by admin | Under bad credit mortgage Tuesday Mar 9, 2010Here are my circumstances:
Transunion: 567, Esperian: 537, Equifax: 582
Annual income before taxes: 39,000, I have worked for a year
I own a home: $479 a month taxes included
I have had 8- 30 day late payments in 2 years
I have no other debt monthly, making my debt to income ratio 85/15 (I’m pretty sure)
I paid off my car, no late payments last two years.
I paid off my Providian credit card no late payments past 2 years
I have college loans in deferment until 2008, I’m currently working on my MBA
Now the bad news:
I have had 3 derogatory accounts, that I have just currently paid off, 2 were credit cards, one was a medical bill that never made it to collections I don’t think, so they haven’t been factored into my credit score yet as being settled.
I dont have any credit cards and all I pay a month is $479 on my house that I have owned for about 3-4 years.
First the bad news. Your scores are way low and what really hurts more than anything is the late payments on your mortgage. So even with the low scores, the late payments on the mortgage hurts you the most. The other thing that could hurt you also, is when you paid off your credit cards, you closed the accounts as well. If you paid them off and kept them open, this is a good sign.
Now the slightly good news. Even with your scores you could possibly get a home mortgage, but only with a subprime lender and you would get very high rates. Now if you are buying another home and keeping your current home you will have to put down at least 10-20%, but only if they allow you to buy another home. And even if you are going to sell your current home in order to buy another home, with your scores, you will have to put money down anyway.
But the best advice I have is wait a year so you can have 12 months of on time payments; this will raise your scores. Also if you closed those credit card accounts, see if they will reopen them and if they do, use them and pay them off every month; this will also raise your scores.
Lenders want to lend their money, but they don’t want to lend to people who are late on any secured loans, especially HOME loans. Most people will tell you to wait at least 3 years or more to get your credit scores up. But being that I worked in the mortgage business before I was pregnant (which was last year) and I helped people to raise their credit scores, you only really need one year of on time payments to get a subprime loan. But if you’re going for a prime loan, wait at least 3-4 years of on time payments and please stay on your job as well. The more job time with the same employer, the better. It shows stability!
Right now your middles score is a 567
So here are some Credit Score Goals below.
SubPrime: 580 middle score
Prime: 680 middle score
Best Interest Rates: Over 720 middle score
Hope this helps!
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Posted by admin | Under bad credit mortgage Monday Mar 8, 2010
MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit problems or after bankruptcy. Bad Credit Home Equity Loan Our online application is the fastest and easiest way to apply for a home equity loan. We are dedicated to serving you with competitive rates and outstanding customer service – Regardless of Credit Problems we can get your home equity loan approved! Borrow up to 125% of your homes value and use the loan for any purpose. We offer low fixed interest rates. Bankruptcy or Bad Credit Problems, Ok! Complete our online application.Bad Credit Mortgage Refinance You can refinance your existing home mortgage to lower your interest rate, increase tax advantages, get a lower monthly payment, or simply get cash out for anything you need. Whatever your purpose, we have several mortgage refinance programs designed just for you – even with bad credit problems. Bad Credit 2nd Mortgage.Our goal is total customer satisfaction. Our business has been built through helping people with bad credit or bankruptcy get there second mortgages approved! Home Improvement Loan Whether you have bad credit or bankruptcy, we have a program to help get you’re Home Improvement Loan Approved! No Equity Required. We offer Special Home Improvement Loan Programs that are simple to get approved for. Have you been turned down form other loan companies? Completely Remodel your home or improve your Landscaping, Add a Swimming Pools & Spa, Need a New Roof? Time for a Deck, or New Carpet? You can do the work yourself or hire a contractor. Complete our online application. Manufactured Mobile Home Loans Want to buy a mobile home, but are afraid of being turned down for a loan because you have too much debt? We can help even if you have past bad credit problems or bankruptcy. With our manufactured mobile home loans, you may be able to get the money you need to buy a manufactured home and pay off debt! to learn more about this life changing offer, please visit our website at PrivateFastloans.com
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Is there anywhere I can get a personal loan if I have bad credit and no mortgage?
Posted by admin | Under bad credit mortgage Sunday Mar 7, 2010I am trying to pay off bills and my bad debt and get my financial life in order. If I could get my hands on a loan and pay everything off and have one monthly payment, I could breathe alot easier! HELP!!!!!!!!
Try this site. I believe they can help you get an unsecured loan. Good Luck !
Easy Pay Day Loan Online Mortgage Loans Credit Cards & Loans Bad Credit Guaranteed Personal Loan
Posted by admin | Under bad credit mortgage Saturday Mar 6, 2010
MORTGAGE LOANS Bad Credit Mortgage If you’re a first time home buyer, we offer a variety of loan programs to assist you in making your first time home purchase decision – even with bad credit problems or after bankruptcy. Bad Credit Home Equity Loan Our online application is the fastest and easiest way to apply for a home equity loan. We are dedicated to serving you with competitive rates and outstanding customer service – Regardless of Credit Problems we can get your home equity loan approved! Borrow up to 125% of your homes value and use the loan for any purpose. We offer low fixed interest rates. Bankruptcy or Bad Credit Problems, Ok! Complete our online application.Bad Credit Mortgage Refinance You can refinance your existing home mortgage to lower your interest rate, increase tax advantages, get a lower monthly payment, or simply get cash out for anything you need. Whatever your purpose, we have several mortgage refinance programs designed just for you – even with bad credit problems. Bad Credit 2nd Mortgage.Our goal is total customer satisfaction. Our business has been built through helping people with bad credit or bankruptcy get there second mortgages approved! Home Improvement Loan Whether you have bad credit or bankruptcy, we have a program to help get you’re Home Improvement Loan Approved! No Equity Required. We offer Special Home Improvement Loan Programs that are simple to get approved for. Have you been turned down form other loan companies? Completely Remodel your home or improve your Landscaping, Add a Swimming Pools & Spa, Need a New Roof? Time for a Deck, or New Carpet? You can do the work yourself or hire a contractor. Complete our online application. Manufactured Mobile Home Loans Want to buy a mobile home, but are afraid of being turned down for a loan because you have too much debt? We can help even if you have past bad credit problems or bankruptcy. With our manufactured mobile home loans, you may be able to get the money you need to buy a manufactured home and pay off debt! to learn more about this life changing offer, please visit our website at PrivateFastloans.com
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Can I get a mortgage with bad credit, but 20% down?
Posted by admin | Under bad credit mortgage Friday Mar 5, 2010I had a foreclosure happen on an investment property in Feb 2008. My credit score is about 550. Will I be able to get a mortgage on a new primary residence, if I put about 20% down? If not, what time needs to pass, or what does my score need to be before it would be considered?
for ANY loan you need a mid score of 580 right now and atleast a 2 year CLEAN mortgage history. Being that it went into forclosure you are prob looking at 5 years. You do have some option however.
Lease purchase and owner financing are just two of them. Depending on what type of home you are looking for and how much you the price is may even be able to buy a home for cash with your 20% that you were going to put down. If you want some info on buying outright with a small amount of cash let me know via email and I can give you some info that my attorney and several R.E investors I know gave me
Easy Pay Day Loan Online Mortgage Loans Credit Cards & Loans Bad Credit Guaranteed Personal
Posted by admin | Under bad credit mortgage Thursday Mar 4, 2010
Some OF The Loans We Offer
PERSONAL LOANS Unsecured Personal Loan – Supreme Advances can help make your dreams a reality with an unsecured personal loan. Whether your plans include a vacation, a major purchase, school or consolidating your bills into one, simple monthly payment – we can tailor a unsecured personal loan to fit you and your budget! Applying is quick and easy and you can usually expect to have an answer in 24 hours or less. (Home ownership NOT required) Secured Personal Loan – Supreme Advances has been serving the needs of people just like you for over 7 years. Working together, we can help you pay off your credit cards, take care of unexpected expenses, pay tuition, buy furniture or take a well-deserved vacation with a secured personal loan. Your secured personal loan application will receive our immediate attention and a quick response! (Home ownership NOT required) Personal Line of Credit – Lines of credit are normally secured with real property, a line of credit gives you convenient access to a pre-established credit limit – when you need it most! Once approved, you can access this revolving line of credit simply by writing a check for up to your pre-approved, available credit limit. As you make payments to reduce outstanding balance, the amount again becomes available to borrow. (Home ownership NOT required) Signature Loans – We know in today’s world, credit is a necessity! You may be planning to make a major purchase, but might not want to obtain a secured loan or use your credit card. What you’d really like is the convenience of a non-revolving, signature loan.(Home ownership NOT required) to learn more about this life changing offer please visit our website at PrivateFastLoans.com
loans personal loans payday loans student loans bad credit loans home loans auto loans car loans home equity loans unsecured loans fast loans countrywide home loans bad credit personal loans pay day loans cash loans small business loans fha loans mortgage loans online loans business loans debt consolidation loans private student loans direct loans loans for bad credit bad credit car loans students loans unsecured personal loans online payday loans secured loans bank loans consolidation loans no credit check loans loans for people with bad credit college loans faxless payday loans va home loans bad credit personal signature loans quick loans bad credit home loans no fax payday loans commercial loans cheap loans unsecured debt consolidation loans bad credit student loans personal loans for bad credit used car loans fha home loans bad credit auto loans loans investment mobile home loans consolidating student loans government loans compare personal loans federal student loans personal loans for people with bad credit military loans equity loans loans with bad credit car title loans countrywide loans real estate loans sallie mae student loans construction loans loans online cash advance loans title loans poor credit loans short term loans va loans astrive student loans sba loans installment loans signature loans easy to get payday loans manufactured home loans same day payday loans quicken loans fast cash loans motorcycle loans bad credit payday loans high risk personal loans stafford loans consolidate student loans chase student loans payday loans or cash advances home improvement loans bad credit installment loans instant payday loans high risk loans home settlement loans school loans instant loans used auto loans hard money loans personal loans with bad credit loans cash unsecured bad credit loans poor credit personal loans personal loans bad credit quick cash loans
Duration : 0:4:28
What is a good company that I can get a Mortgage through that deals with bad credit in IL?
Posted by admin | Under bad credit mortgage Wednesday Mar 3, 2010I have tried Lending tree and many others that claim to help those with bad credit and I cant find any company in IL that I can get a mortgage for a $150k house… Can someone please help me find a mortgage before this house I want is sold…
I have tried Lending tree and many others that claim to help those with bad credit and I cant find any company in IL that I can get a mortgage for a $150k house… Can someone please help me find a mortgage before this house I want is sold… And my credit score is low 500s… Think around 520… (If only they taught the importance of credit in school 12yrs ago when I was in HS…)
Call Homestead Financial
1-800-Granny-8
(Seriously, this is the phone number given during the jingle!)
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Posted by admin | Under bad credit mortgage Tuesday Mar 2, 2010
http://savemycashnow.com/ Jake Ferder, Kansas City Mortgage Rates, Refinance, MO Mortgage Companies, Home Equity Loans, Kansas City Mortgage
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