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A Look At Zero Down Mortgage Loans

Sunday Jan 10, 2010

A Look At Zero Down Mortgage Loans

Interest rates are steadily going down and so are the prices of homes. Many Americans are looking for a way to get in on really good real estate deals by applying for zero down mortgage loans. This is good way to get your dream home with no or little money down. Many of these loans are for the first time buyers.

There are many mortgage brokers offering specials to attract first time homeowners. Here is a short list of some of the great deals that can be found by either getting on line and applying for them, or calling a loan officer.

1. USDA is offering no money down on homes in select rural areas. Some income restrictions do apply to receive this offer. Not only do the select few get a mortgage with no money down, they also get a low interest rate of around 4.50%.

2. Another great source is FHA.  FHA offers borrowers the chance at owning a home for as little as 3.5% down.

The government offers the most popular option, which is FHA. This program looks at the last 1-2 years of payment history to see if there are any questions about the credit of the person applying for the loan. FHA often helps those with fair to moderate credit history. When applying for FHA, there can’t be any bankruptcies in the past two years. The applicant should also have an excellent credit record after the bankruptcy as been discharged.

Owning a home is fairly easy as long as your credit history is fair to moderate. With zero down mortgage loans and the price of homes lowering, it is easier than ever to buy the first home. With the prices of homes and programs such as the ones mentioned, it truly is a great time to buy a home.

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Mortgage Penalties Explained by Vancouver Mortgage Broker Mark Fidgett

Saturday Mar 6, 2010

www.notapennydown.com Mark Fidgett, a mortgage broker in Vancouver Canada, explains mortgage penalties in Vancouver, BC Canada

Duration : 0:3:22

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VA Home Loans – 0 Down Mortgages- in Broomfield, Brighton, Highlands Ranch, Boulder, Castle Rock, Thornton, Westninster, Arvada, Lakewood, Littleton, Centennial, Parker, Aurora and Denver Colorado

Thursday Mar 4, 2010

http://www.ez-nodown.com, VA Home Loans in Broomfield, Brighton, Highlands Ranch, Boulder, Castle Rock, Thornton, Westninster, Arvada, Lakewood, Littleton, Centennial, Parker, Aurora and Denver Colorado. If you are looking for VA Home Mortgages- for the best $0 Down Mortgage- for First time Home Buyers in Denver Colorado. See this site.

Duration : 0:1:38

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FHA VA Mortgages Oceanside – Vista, CA

Tuesday Mar 2, 2010

http://www.yourmortgagetutor.com is the best source for FHA and VA mortgage loans in Oceanside and Vista, CA. Easy qualifying, little or zero down payment home loans. First Time Home Buyers Welcome. Call Your Mortgage Tutor Today! 760-720-4555 or 800-378-5626

Duration : 0:1:59

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Mortgages Explained by Vancouver Mortgage Broker – What NOT to do when you buy a home

Friday Feb 26, 2010

www.notapennydown.com Mark Fidgett, a mortgage broker in Vancouver Canada, explains the one thing you absolutely must not do before you buy a home

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Why did he freak over a "handshake" type hug?

Thursday Feb 25, 2010

I have a close friend that has been obviously deeply in love with me. He constantly stares at me to the point that when talking to others, he’ll stop what he’s saying and just look at me. (Sometimes that is embarrassing.) He has called me baby and stands so close to me in conversation that we are touching at the torso. When I told him I needed a higher paying position because my husband (he’s married too – no we haven’t even thought of having sex, thank you) will be getting a job far away and our home was a zero down mortgage so me and the kids are pretty much stuck here, he specifically asked did it mean was it temporary or was I getting divorced. I was a little shocked but at the end of the conversation I gave him that handshake/friendship type hug I was used to in Florida (I’m now in KY). He totally freaked. Why?
He asked me not to do that. A handshake type hug (which is commonplace in Florida) is where the woman’s arms are around the shoulders and the mans are just underneath – not low. Everyone does it there. Friends, complete strangers, co-workers, etc. Funny thing is, when I explained it to him the next day – he seemed dissappointed.

Maybe because he thought you were making a move on him?

Im not exactly sure what the handshake type hug is?

How did he freak out?


Carlsbad California Mortgages – Home Loans

Wednesday Feb 24, 2010

http://www.yourmortgagetutor.com specializes in California mortgages in Carlsbad, Oceanside, Vista, North County San Diego and throughout the state of California. Low and zero down payment FHA and VA loans are our specialty. Easy qualifying. Call us today at 760-720-4555 or visit us online at http://www.yourmortgagetutor.com

Duration : 0:1:40

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Can I get a mortgage in Canada with bad credit and zero down?

Tuesday Feb 23, 2010


yes. start squatting.


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