Comments for Zero Down Mortgage Info http://www.zerodownwebsite.com FREE Info - Learn How to Buy with a Zero Down Mortgage. Thu, 11 Mar 2010 21:32:59 -0600 http://wordpress.org/?v=2.8.5 hourly 1 Comment on Can we qualify for a mortgage, with no money down? by enoriverbend http://www.zerodownwebsite.com/no-money-down-mortgage/can-we-qualify-for-a-mortgage-with-no-money-down/comment-page-1#comment-1653 enoriverbend Thu, 11 Mar 2010 21:32:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/can-we-qualify-for-a-mortgage-with-no-money-down#comment-1653 Slitlkr is correct. The other thing you may want to think about: If you have no down payment, that means that you have no savings and you do have that student loan you mentioned. This means that anyone DID write you a loan, it might be a mistake for you, because you have left yourself no margin of error. For example, suppose the rental market goes bad in your area and you have vacancies in your multifamily for a while -- with no margin of error, you will have trouble covering the carrying costs... I'm sure you don't want a foreclosure to add to the bankruptcy already on your record.<br><b>References : </b><br> Slitlkr is correct.

The other thing you may want to think about: If you have no down payment, that means that you have no savings and you do have that student loan you mentioned.

This means that anyone DID write you a loan, it might be a mistake for you, because you have left yourself no margin of error. For example, suppose the rental market goes bad in your area and you have vacancies in your multifamily for a while — with no margin of error, you will have trouble covering the carrying costs… I’m sure you don’t want a foreclosure to add to the bankruptcy already on your record.
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]]> Comment on Can we qualify for a mortgage, with no money down? by greg g http://www.zerodownwebsite.com/no-money-down-mortgage/can-we-qualify-for-a-mortgage-with-no-money-down/comment-page-1#comment-1652 greg g Thu, 11 Mar 2010 21:16:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/can-we-qualify-for-a-mortgage-with-no-money-down#comment-1652 no,u r not realistic. landers are not willing to talk risk any more. they are asking 20%down ,all doc.and good credit score.(more than 700)<br><b>References : </b><br> no,u r not realistic. landers are not willing to talk risk any more. they are asking 20%down ,all doc.and good credit score.(more than 700)
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]]> Comment on Can we qualify for a mortgage, with no money down? by Slitlkr http://www.zerodownwebsite.com/no-money-down-mortgage/can-we-qualify-for-a-mortgage-with-no-money-down/comment-page-1#comment-1651 Slitlkr Thu, 11 Mar 2010 20:34:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/can-we-qualify-for-a-mortgage-with-no-money-down#comment-1651 Two years ago you would have qualified for a sub-prime loan. Today, I doubt you would qualify at all, your sister may qualify but probably not for zero down as few if any lenders are still accepting zero down. Zero down and other lunacies were a symtom of the housing bubble excess which has since been cured.<br><b>References : </b><br> Two years ago you would have qualified for a sub-prime loan. Today, I doubt you would qualify at all, your sister may qualify but probably not for zero down as few if any lenders are still accepting zero down. Zero down and other lunacies were a symtom of the housing bubble excess which has since been cured.
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]]> Comment on Where can I get a mortgage with no money down and poor credit? I have a good job and make 50k plus a year.? by Jessica http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year/comment-page-1#comment-1643 Jessica Wed, 10 Mar 2010 02:16:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year#comment-1643 I can help you get a mortgage. I work with a big direct lender/mortgage broker doing business in 48 states, and because the huge volumn of business we do, we get better rate than smaller brokers. We have over 200 loan programs to meet the needs of different situations, from good FICO score and good income and down payment, to poor FICO score and NO income (called "stated income") and NO down payment, so I will be able to find the program which best fits your needs. Contact me at xjuy@yahoo.com or 408-476-0455 and I can help you. Jessica<br><b>References : </b><br> I can help you get a mortgage. I work with a big direct lender/mortgage broker doing business in 48 states, and because the huge volumn of business we do, we get better rate than smaller brokers. We have over 200 loan programs to meet the needs of different situations, from good FICO score and good income and down payment, to poor FICO score and NO income (called "stated income") and NO down payment, so I will be able to find the program which best fits your needs. Contact me at xjuy@yahoo.com or 408-476-0455 and I can help you. Jessica
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]]> Comment on Where can I get a mortgage with no money down and poor credit? I have a good job and make 50k plus a year.? by dream1er75 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year/comment-page-1#comment-1642 dream1er75 Wed, 10 Mar 2010 01:52:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year#comment-1642 the lottery<br><b>References : </b><br> the lottery
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]]> Comment on Where can I get a mortgage with no money down and poor credit? I have a good job and make 50k plus a year.? by lpr747 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year/comment-page-1#comment-1641 lpr747 Wed, 10 Mar 2010 01:03:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year#comment-1641 there is a program you can go through to get a house. My credit sucks and I make only 26K and I moved into my new house last year. www.naca.com<br><b>References : </b><br> there is a program you can go through to get a house. My credit sucks and I make only 26K and I moved into my new house last year. http://www.naca.com
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]]> Comment on Where can I get a mortgage with no money down and poor credit? I have a good job and make 50k plus a year.? by sjh http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year/comment-page-1#comment-1640 sjh Wed, 10 Mar 2010 00:32:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year#comment-1640 This should not be a problem! There are many mortgage loan companies out there now that will work with you and whatever your financial situation. It is easier to own a home today than it has been before! You may have to swallow a higher interest rate but if you shop around and stay in your budget you can find a company to loan you money. In fact there are companies out there that actually do the shopping for you. You may want to look into an interest only loan, where your monthly payment is small BC it is on payment on interest owed. If you get on Yahoo search engine and start searching "home loans" "home loans with poor credit" and such, tons of options will be found. I just bought my first home last year and I went with A-america M-middle C-class Mortgage company. They offered me a larger loan with a nice interest rate and then a smaller loan with a higher rate. So, it may take some time but you can get a house if you really want!<br><b>References : </b><br> This should not be a problem! There are many mortgage loan companies out there now that will work with you and whatever your financial situation. It is easier to own a home today than it has been before! You may have to swallow a higher interest rate but if you shop around and stay in your budget you can find a company to loan you money. In fact there are companies out there that actually do the shopping for you. You may want to look into an interest only loan, where your monthly payment is small BC it is on payment on interest owed. If you get on Yahoo search engine and start searching "home loans" "home loans with poor credit" and such, tons of options will be found. I just bought my first home last year and I went with A-america M-middle C-class Mortgage company. They offered me a larger loan with a nice interest rate and then a smaller loan with a higher rate. So, it may take some time but you can get a house if you really want!
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]]> Comment on Where can I get a mortgage with no money down and poor credit? I have a good job and make 50k plus a year.? by VALERIEA http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year/comment-page-1#comment-1639 VALERIEA Wed, 10 Mar 2010 00:03:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year#comment-1639 The property owner you are buying the property from.<br><b>References : </b><br> The property owner you are buying the property from.
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]]> Comment on Where can I get a mortgage with no money down and poor credit? I have a good job and make 50k plus a year.? by lyaser44 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year/comment-page-1#comment-1638 lyaser44 Tue, 09 Mar 2010 23:57:59 +0000 http://www.zerodownwebsite.com/no-money-down-mortgage/where-can-i-get-a-mortgage-with-no-money-down-and-poor-credit-i-have-a-good-job-and-make-50k-plus-a-year#comment-1638 Try working with the seller on a contract, for 2 to 4 years, then improve your credit.<br><b>References : </b><br> Try working with the seller on a contract, for 2 to 4 years, then improve your credit.
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]]> Comment on Can I get a mortgage with bad credit with the following circumstances.? by G H http://www.zerodownwebsite.com/bad-credit-mortgage/can-i-get-a-mortgage-with-bad-credit-with-the-following-circumstances/comment-page-1#comment-1648 G H Tue, 09 Mar 2010 23:22:59 +0000 http://www.zerodownwebsite.com/bad-credit-mortgage/can-i-get-a-mortgage-with-bad-credit-with-the-following-circumstances#comment-1648 Deny everything... Order your credit reports and do a search for credit repair Check out www.creditinfocenter.com Depending on the type of debt and how old it is you can get rid of it by sending the collection agency or reporting agency a letter by certified mail. And it really works.I had over 20K in collection agancy credit card that I had removed from my report . I also recieved 2K in a lawsuit www.StopCollectionAbuse.com by suing one of the collection agancies for not following federal law<br><b>References : </b><br> Deny everything… Order your credit reports and do a search for credit repair
Check out http://www.creditinfocenter.com
Depending on the type of debt and how old it is you can get rid of it by sending the collection agency or reporting agency a letter by certified mail.
And it really works.I had over 20K in collection agancy credit card that I had removed from my report . I also recieved 2K in a lawsuit http://www.StopCollectionAbuse.com by suing one of the collection agancies for not following federal law
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