Redilend Mortgages & Finance
Redilend ® has put together a range of home loans to suit every need from bad credit loans to low-doc loans. So whether you are first home buyer, a seasoned property investor, self-employed, have a bad credit rating, building your dream house or simply looking for a better deal, there is a Redilend® product for you. With no deposit loans, Lo-doc / No-doc loans and line of credit facilities, we can help you save time and money. Redilend Australia can help. Whether you require good or Bad Credit Loans we have the mortgage to suit. Our Bad Credit Loans are designed for those individuals who have had some minor credit issues in the past but are looking to get out of the rent trap. Contact one of our Bad Credit loan specialists now via phone or email and will start the process of securing your bad credit loan today.
California Down Payment Assistance 99.5% home loan guidelines
99.5% home loan or 1/2% down payment, California Down Payment assistance qualifications and guidelines. Get into a home with 1/2% down payment. 3% grant for DPA or closing costs. This is FREE money. It never has to be paid back.
Duration : 0:2:42
Part 1 of 2, Can you Get a Buy to Let Mortgage? Part 1 of 2,
Part 1 of 2, Can you Get a Buy to Let Mortgage and Should You?
Duration : 0:6:22
Part 2 of 2, Can you Get a Buy to Let Mortgage and Should You?
Part 2 of 2, Can you Get a Buy to Let Mortgage and Should You?
In this pair of videos Phil Martin explains the basic criteria for Buy To Let mortgages in Late 2010.
I also shares a couple of little known tips for successful DIPS (Decision in Principle) from lenders.
I hope it is helpful 
)
Duration : 0:6:23
California Down Payment Assistance 99.5% loan
California Down Payment Assistance Programs for November 2010. This is a 3% grant for down payment or closing costs. That never has to be paid back. This is FREE money. No Payments, NO liens, NO seconds. 99.5% home loan. 1/2% down payment. Get yours today!!
Duration : 0:1:32
YouTube – Student Housing Solutions from CMHC and Elfie Hayes Oshawa
Helping families find ways to house their children while away at College or University using CMHC and Genworth Mortgage products. Friends and Family and Second home mortgage make it possible to by additional homes with as little as 5% down
Duration : 0:2:29
The Mortgage Melt Down…How It Really Happened.
Folks, listen and Weep.
Duration : 0:5:57
Is a Pre Approval an Approval? Mortgage Financing
http://MortgagesInVancouver.com
Too many people making offers on homes are getting themselves into trouble thinking that their PreApproval that they got from the bank is an actual Approval. To sweeten offers they are taking off Subject to Financing and then getting locked into a contract with no money to back up the purchase because their financing has fallen through.
Pre Approvals are not Approvals. Period.
Getting a full approval from the bank is actually quite time consuming for underwriters (the people at the banks and lending institutions) and to take this much time on “non live” deals makes it silly from a cost stand point.
So then what is a pre approval and why should you bother getting one?
Well first off, it helps you to get a general ball park figure about what your are potentially worth to a bank. Then you can add that to your down payment and hand it to your Realtor and start looking at houses.
If you go as far as to get a Pre Approval in writing from them it can also lock you into whatever today’s low rates are for 90-120 days depending on the institution. This is obviously a huge benefit as well but again, it does take a day or two (depending on the institution) to get and if you go to banks directly they may not offer that up front unless you ask.
Now what is the difference between walking into your bank and going to a Mortgage Broker (a Good Mortgage Broker)? Obviously the Broker is aware of their own hours too and doesn’t want to waste them but typically a Mortgage Broker will not only ask you the preliminary questions like your bank but they will ask the more probing ones to help you understand UP FONT what paper work will be needed to complete a full mortgage application/file and how to qualify your income and down payment PROPERLY to ensure that your pre approval is as accurate and solid as possible.
When you are asked during a Pre Approval how much money do you make and how much will you have for a down payment and what do you think your credit score is etc, you may not, and should not be expected to know, how to properly answer those questions.
For example, just because you make $60k this year does not necessarily mean that you make $60k a year in the banks eyes. You may in actual fact only make $40k salary and $15k commission and $5k bonuses. That is not $60k to a lender. Anytime you have something variable to your income it is never straight forward.
Properly qualifying you for a Pre Approval is important. There is nothing worse then thinking you are worth $300,000, finding the house of your dreams and making an offer only to find that you did not properly qualify a few items on the list or didn’t have access to the proper paperwork and now your deal has fallen through.
If you would like to take a more in depth look at what your your financial situation is and how a bank will value you, feel welcome to give me a call or email anytime. Alternatively you can also fill out an application online at http://www.mortgagecentrecitywide.com/application_policy.php?agent_id=17.
Be sure to subscribe to my channel and leave comments and questions. I am here to help 7 days a week, even while you are making an offer on a new home.
Leah Coss
604.313.9996
Coss.L@mortgagecentre.com
http://mortgagesinvancouver.com
Duration : 0:4:1
Mortgage Assistance : How Much Equity Do You Need to Get a Second Mortgage?
The way banks determine the lendable equity for a second mortgage is with a loan to value calculation. Discover why a bank may only offer 90 percent or less of the original loan amount on a second mortgage with help from a financial specialist in this free video on mortgage assistance and personal finance.
Expert: Matthew McKillen
Contact: www.innovativefg.com
Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients.
Filmmaker: Christopher Rokosz
Duration : 0:1:29
Easy Cash for Fort Wayne Mortgage Brokers
Get money from leads your throwing away!
As a mortgage professional, you’ve got to put up with lots of borrowers seeking your help but are just not qualified yet. Perhaps they need more money to put down on a home… or they need to get their credit scores up… before they can qualify.
Now what if you could convert some of those turndowns into commissions? How would you like to collect fees on your non-deals? Would you like to get more referrals and repeat business by successfully helping more of the borrowers no one else can touch?
I’d like to help you cash-in on more of the borrowers coming to you right now without spending another dime or another minute on getting new leads. Let me explain… Do you have pre-qualified borrowers at 80% or 90% LTV but lack the 10% to 20% to put down? You might be able to close their loan immediately if you had a flexible seller willing to carry back a second, right? Good news. We are that seller.
With our trademarked EZhomebuyers Program we can turn your ‘turn downs’ into cash. Call 260-436-5000 or online www.EZCashAwards.com.
To see our current home rent-to-own listings go to www.RentToOwnListings.com
Duration : 0:4:21
Boost Your Credit Score by 135 Points
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